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Patients are often happily surprised to learn their insurance typically covers the cost of a fertility consult with one of our physicians and most fertility testing. The Triangle is lucky to have some great employers in RTP that do offer insurance benefits, several of whom provide fertility treatment coverage.

If you do not have insurance or fertility benefits, we can help you make these options more affordable.

Insurance coverage for infertility
Carolina Conceptions is IN NETWORK with:

  • Aetna
  • Cigna*
  • Blue Cross Blue Shield*
  • Medcost
  • United Healthcare
*Please verify that we are in network with your plan before scheduling your initial consultation. Even though we are technically in network with the above plans, sometimes specific policies (especially from Cigna & BCBS) still consider Carolina Conceptions out of network.


  • Patients with TriCare are given 50% off many services
  • Patients with no insurance or no fertility benefits will receive 10% off many services

Please contact one of our financial coordinators for a PERSONAL ESTIMATE based on the benefits provided by your insurance at 919-782-5911 x 104 or 110.

Carolina Conceptions has a new North Raleigh location! Click to learn more.